Our site will help you get competitive auto insurance quotes from some of the most reliable insurance providers in your state. All you have to do is choose your state of residence and you will receive a list of the best providers to get auto insurance quotes from in your area.

Auto insurance quotes – choose the right policy type

When getting auto insurance quotes for your car it really matters what type of auto insurance policy you're looking forward to buy. This is due to the fact that different policy types have different contents and usually carry rates that differ significantly as well. So in order to find a policy that would be suitable for you in terms of price and coverage included you must know about the basic insurance policy types available on the market. Here are the basic types of policies you can get auto insurance quotes for:

Third party

Third party liability auto insurance is the basic vehicle insurance you can purchase for your vehicle. It includes only the third party liability coverage, which is the only coverage type required by law. Such policies apply only in case of being at fault in the accident involving another car, property or pedestrian. Because it's stripped off from all other coverage options the auto insurance quotes you'll get for this kind of policy will be the lowest you can find. However because there aren't as many options included this policy type will appeal only to those who have little market value to their cars.

Third party, fire and theft

Third party, fire and theft policies feature more options if compared to third party policies. Besides the mandatory third party liability coverage there is also comprehensive coverage against theft and non-collision damage such as fire. These policies will get you higher auto insurance quotes but can still be rather competitive. Third party, fire and theft will suit car owners with newer vehicles who have already paid off their loans or still have significant market value to their cars.

Fully comprehensive

Fully comprehensive policies are the most expensive you will find on the market. And by a strange twist of fate they are also the most widespread in the country. Fully comprehensive policies are also called “full coverage” and include the majority of insurance coverage options one can include to their policy. You don't have to provide proof of fault in order to get covered and the list of situations when the policy applies goes well beyond the typical car collision. Fully comprehensive policies are very widespread because they are required by lending institutions in order to receive a car loan. And knowing how many drivers use loans when buying a new car it's not a big surprise to see so many people getting auto insurance quotes namely for this policy type.

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